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Second, if the Merchant authorizes for an amount greater than the actual purchase, the Available Balance will be temporarily decreased by the amount of the authorization until the actual transaction posts, typically until the eighth (8th) day after purchase.
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Retain the receipt as a record of the transaction.
Preauthorization Requests for Certain Purchases: Some Merchants (such as restaurants and salons) will obtain an authorization on the Card for an amount up to 20 more than the total bill to cover any gratuity that may be added.
At checkout, you can use Membership Rewards points for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking.
We may provide certain Cardholder Information to others outside of American Express as permitted by law, such as to government entities or other third parties in response to subpoenas.Arbitration Agreement to Arbitrate Disputes: This Arbitration Provision sets forth the circumstances and procedures under which Claims (defined below) that arise between you and us will be resolved through binding arbitration.You agree that you will not pursue any claim against, or reimbursement from, such third party for the amount that we paid or credited to your Card, and that you will cooperate with us if we decide to pursue the third party for the amount.For easiest use always know your balance AND tell THE cashier!Telephone Monitoring/Recording: From time to time we may monitor and/or record telephone calls between you and us to assure the quality of our customer service or as required by applicable law.
NO service fees This Card has no dormancy or back-end service fees.