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To be eligible for the 30,000 bonus points offer, you must apply for a new personal NAB Rewards Classic Card, before the offer is withdrawn, be approved, and spend 1,500 on everyday purchases within 60 platinum discount card days of opening your account on your NAB Rewards Classic.
Only eligible transactions under those terms and conditions earn points and bonus points.
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Its called a credit establishment fee and its a small percentage of the total amount you transfer.
To do so, login to the NAB App or your NAB Internet Banking account, head to the My cards section Manage my card Change my PIN.